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What Is Recoverable Depreciation on an Insurance Claim?

You filed your insurance claim, the adjuster approved the repairs, and you received a check — but it’s for less than the full estimate. What happened? In most cases, your insurance company withheld the recoverable depreciation, and that missing money is yours to claim once the repairs are complete. Recoverable depreciation is one of the […]

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Does Homeowners Insurance Cover Storm Damage? A King County Guide

If a Pacific Northwest storm just ripped through your neighborhood and you’re staring at a damaged roof, torn siding, or a flooded basement, the first question on your mind is probably: will my insurance pay for this? The short answer for most King County homeowners is yes — standard homeowners insurance policies cover sudden storm

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