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Xactimate

What Is an Insurance Supplement and Why Your Contractor Should File One

Your insurance adjuster inspected the damage, wrote an estimate, and your insurance company sent a check. But when your contractor starts the repair work, they discover additional damage that wasn’t in the original estimate — water damage behind the walls, compromised roof decking hidden under the shingles, or code upgrades required by current building standards. […]

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How to Read an Xactimate Estimate: A Homeowner’s Guide

After you file an insurance claim for storm damage, water damage, or fire damage, your insurance adjuster will produce an estimate using a software program called Xactimate. This estimate determines how much your insurance company will pay for repairs — and understanding it is one of the most important things you can do to protect

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What Does a Restoration Contractor Actually Do?

When a storm tears off part of your roof, a pipe bursts and floods your kitchen, or a fire damages your home, you hear the same advice from everyone: “Call a restoration contractor.” But what exactly does a restoration contractor do? And how are they different from a regular contractor or handyman? If you’re dealing

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How to File a Roof Insurance Claim in Washington State

Your roof took a hit during the last storm. Maybe you can see missing shingles from the ground, or maybe your neighbor’s tree left a branch-shaped dent in your ridge cap. Either way, you need repairs — and your homeowners insurance should cover it. But filing a roof insurance claim in Washington State isn’t as

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